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untanglingwebs
El Supremo
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Metro Community Development offers free foreclosure prevention counseling in Genesee County
on March 26, 2014 at 4:30 PM, updated March 26, 2014 at 4:56 PM
FLINT, MI — Metro Community Development, a community development financial institution in downtown Flint, will offer free foreclosure prevention counseling to homeowners in Genesee County.
The service is available for those already in the foreclosure process or who face a financial hardship that could prevent them from staying current on their mortgage payments or property taxes, the agency said Wednesday, March 26.
Michigan has nearly $500 million in Emergency Economic Stabilization Act or Troubled Asset Relief Program funds to help families affected by the housing market downturn, thanks to the Hardest Hit Funds program established by the U.S. Department of Treasury, said Ravi Yalamanchi, president of Metro Community Development.
"There is a possibility of your mortgage being adjusted by your lender. There's the possibility that you'll qualify for one of the state or federal programs and you'll have assistance meeting your mortgage costs, paying back taxes even, in some cases. Use the programs that are available. We want you to know that this service is available and is free," said Flint Mayor Dayne Walling.
"Our goal is to keep families in their homes," said Yalamanchi.
Genesee County Treasurer Deb Cherry said that programs like this are important because they help drive down crime. "Last year, we foreclosed on about 3,000 homes and properties and we're really trying to get that number lower. As neighborhoods get stable, crime goes down. We don't want to have a lot of vacant houses that we have to tear down," Cherry said.
All of Metro Community Development's counselors are experienced, certified housing counselors, approved by the Department of Housing and Urban Development and trained in the Michigan State Housing Development Authority Housing Counseling Program.
"We talk to you about how to prevent you from coming back to this place. If the hardship is because of a substantial decrease in income that has affected you all the way around, then affordability is the issue. What they're going to evaluate before they give you the funds to pull you out of the hole is whether you're going to be able to maintain. Is this a sustainable home for you? If it's not, then perhaps we need to look at the big picture," said Chennelle Dismond, Metro Community Development counselor.
Participants will be asked to provide verification of their income and a document from either the bank or tax bill showing the amount owed. In addition, homeowners will be asked to write a letter explaining what took place that brought them to this point.
"I think shame is what keeps people from coming in a lot of times," Dismond said. "Just come in and let us help you. If you need the help, if you need the assistance, at least call and discuss what your issue is. Give us an opportunity to evaluate and present the options to you before you're too far gone. There's something to help everyone, but you never know if you don't ask."
The deadline for tax foreclosures is the end of business day on Monday, March 31. Those who have not paid their 2011-2013 taxes are encouraged to obtain a postponement application and make payment arrangements before Monday with either the Genesee County Treasurer's office, 1101 Beach St., or Metro Community Development, 503 S. Saginaw St.
To make an appointment with a counselor or for more information, call Metro Community Development at 810-767-4622 or visit metro-community.org/asset-building/foreclosure-prevention.
Last edited by untanglingwebs on Thu Apr 03, 2014 4:43 am; edited 1 time in total |
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Wed Mar 26, 2014 7:21 pm |
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untanglingwebs
El Supremo
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| Deb Cherry, Genesee County Treasurer, discussed this program last Saturday on the A C Dumas Radio Show. How did Walling insert himself into the program? |
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Wed Mar 26, 2014 7:23 pm |
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untanglingwebs
El Supremo
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A.c. Dumas
If you live in the 7th Ward in the City of Flint, you're cordially invited to attend a "Town Hall" meeting called by 7th Ward Councilwoman Monica Galloway this Saturday, April 5th @ Brennan Senior Community Center at 11AM. This is an opportunity to meet and have an open dialog with your elected representative of the 7th Ward. Pass the word and plan to attend! We share because We care! AC Dumas host of the " Truth shall make you free " broadcast each and every Saturday mornings on Flint's gospel radio station WFLT 1420 am from 9:30-10am. This is a call in show 810-239-5733 and your calls are certainly welcome! Thanks for listening!
Like · · Share · 6 minutes ago · |
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Thu Apr 03, 2014 4:45 am |
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untanglingwebs
El Supremo
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| Please tune in to the "Truth shall make you free" broadcast with your host AC Dumas this and every Saturday mornings on Flint's gospel radio station WFLT 1420am from 9:30-10AM. This is a call in show 810-239-5733 and your calls are certainly welcome! This week's guests will be Mr. Sheldon Neeley, Flint City Councilman and Mr. David Davenport, member of the Flint Board of Education. Mr. Omar Sims, member of the Genesee County Board of Commissioners declined our invitation to appear on the broadcast. These elected officials are running for the 34th District State of Michigan House of Representatives, office now held by Rep. Woodrow Stanley ( D ). Mr. Stanley is term limited and cannot seek re-election. This will be a Q&A broadcast and both candidates will be asked the same questions. It is important that we choose and elect individuals that have the people at heart and make wholesome and Godly decisions on behalf of the People! Thanks for listening! |
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Thu Apr 03, 2014 5:06 am |
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untanglingwebs
El Supremo
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Congratulations Superintendent Bogan!
Pastor Eric C. Bogan has been elevated to Superintendent in the Great Lakes First Church of God in Christ! The District name is Koinonia! Congratulations! Koinonia means "Fellowship" between Christian! |
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Thu Apr 03, 2014 5:01 pm |
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untanglingwebs
El Supremo
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| FYI: You are invited to call into the "Truth shall make you free" broadcast with your host AC Dumas this Saturday on Flint's gospel radio station, the new WFLT 1420 am from 9:30-10am. The call in number is: 810-239-5733. This week's special guest will be City of Flint Councilwoman Jackie Poplar (2nd Ward). Mrs. Poplar will explain why she voted "YES" on Emergency Manager Darnell Early's Resolution: 7 Points Transition to Local Control Plan. What's your view on the Plan and the "votes"? Please limited your comments, the broadcast is only a 1/2 hour! Thanks for listening! AC Dumas 810-275-5339 |
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Thu Apr 10, 2014 5:50 pm |
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untanglingwebs
El Supremo
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A.c. Dumas shared his status update.
11 hrs ·
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A.c. Dumas
Please tune in to the "Truth shall make you free" broadcast with your host AC Dumas this and every Saturday mornings on Flint's gospel radio station the new WFLT 1420 AM from 9:30-10:00 AM. This is a call in show 810-239-5733 and your calls are certainly welcome! This week's special guest will be Consumers Energy District Manager for Genesee County and surrounding Flint area. Are you concerned about dangerous tree limbs over power lines, down power lines, street lights out, street pot holes and lawn damages (caused by Consumers Energy)? Then listen to the broadcast and CALL IN and voice your concerns! What about rising energy costs and other rates? As Senior Citizens, can I get a reduction on my Consumers bill? Where can I go to get assistance in help paying my Consumers Energy bill? Get the answers and join in the conversation on this Saturday on Flint's gospel radio station the new WFLT 1420am at 9:30am. Sponsored by the "Truth shall make you free" broadcast and your host AC Dumas! Thanks for listening and have a blessed day! |
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Thu Apr 24, 2014 6:51 pm |
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untanglingwebs
El Supremo
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AC Dumas added 3 new photos.
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Mr. Bob Wesley, Chairman of Flint's Emergency Manager Darnell Earley's Blue Ribbon Committee being interviewed and flanked by 3 other members of the committee. Flint City 3rd Ward Councilman Bryant "BB" Nolden will be our special guest this Saturday on the "Truth shall make you free" broadcast with your host AC Dumas on Flint's gospel radio station WFLT 1420 am from 9:30-10am. This is a call in show 810-239-5733 and your calls are certainly welcome! Councilman Nolden is a member of the Committee and has agreed to share his thoughts about the Blue Ribbon Committee and about their recommended 6 Proposals to placed on the November General Election ballot. The membership of the Flint Branch of the NAACP voted not to support the Committee's recommendations at their August General Membership meeting! Join in the conversation and thanks for listening! AC Dumas
Alec Gibbs One question that you must ask: Does the Committee approve of the Emergency Manager railroading the revisions through a decree (posing as a "resolution"), in the absence of an open meeting and without the support of 3/5 of city council as required under Michigan law? Because if any member of the Blue Ribbon Committee wants to be taken seriously, they should distance themselves from the anti-democratic and illegal procedure used to force these issues on the ballot. Particularly the elimination of the Office of the Ombudsman, a move that has been repeatedly rejected by Flint voters, who clearly recognize the value of independent oversight of city government.
Councilman Wantwaz Davis Absolutely correct, Mr. Alec Gibbs.
AC Dumas Alec call in and ask Councilman Nolden on Saturday. 810-239-5733. Councilman Nolden has been frank and very candid with me about the Flint's Emergency Manager Darnell Earley's illegal Blue Ribbon Committee!
AC Dumas I'll be starting a campaign, "Just Say NO"! Join in the campaign! |
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Thu Aug 14, 2014 7:39 am |
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